Refund & Cancellation Policy
REFUND AND CANCELLATION POLICY
Last Updated: April 2026
This policy applies to all paid Sessions booked through the eSalahKaar mobile application operated by Bindal Mega Projects Private Limited.
1. GENERAL PRINCIPLES
1.1 All refunds credited to in-app Wallet instantly.
1.2 Refunds not available as bank transfers. Wallet balance usable for future Sessions or withdrawal.
1.3 All refunds are 100% gross (including Platform Fee and GST). Company takes 0% on refunded Sessions.
1.4 Refund processing is automatic.
2. SCHEDULED SESSION — USER CANCELLATION
2.1 Cancel before deadline (2 hours before session): 100% refund.
2.2 Cancel after deadline: booking locked, treated as no-show if User doesn't join.
2.3 Cancel during "Pending" status (before Consultant accepts): 100% refund.
3. SCHEDULED SESSION — CONSULTANT CANCELLATION
3.1 Consultant cancels (up to 30 min before session): 100% refund.
3.2 Consultant rejects booking: 100% refund.
3.3 Consultant timeout (no response by deadline): auto-cancel, 100% refund.
4. CONSULTANT NO-SHOW
4.1 Doesn't join within 5 minutes: 100% refund. Consultant flagged.
5. USER NO-SHOW
5.1 User doesn't join by session end: 0% refund. Consultant paid.
5.2 User can join late within 5 min grace; session runs for remaining time only.
6. INSTANT CALLS
6.1 Billed per minute from pickup.
6.2 No pickup within 30 seconds: no charge.
6.3 No advance payment; real-time wallet deduction.
6.4 Partial minutes rounded up.
7. CALL DROPS
7.1 Single drop, reconnects in 3 min: session continues, no refund.
7.2 Can't reconnect in 3 min: both prompted. Both say not completed: 100% refund. Disagreement: admin review.
7.3 3+ drops: flagged for technical review.
8. RESCHEDULING
8.1 Each party may reschedule once per booking, until 2 hrs before session.
8.2 Accept: booking updated. Reject/timeout: original time kept.
8.3 If Consultant proposes and User rejects, User may cancel for 100% refund.
9. WALLET
9.1 Balance does not expire.
9.2 Withdrawal: min ₹100, 5-7 business days.
9.3 Must withdraw fully before account deletion.
10. DISPUTES
10.1 Report within 24 hours via App.
10.2 After 24 hours: Help Centre only.
10.3 Resolved within 24-48 hours.
11. EXCEPTIONS
11.1 No refund for: (a) User no-show. (b) Dissatisfaction with advice quality. (c) Successfully completed sessions. (d) Late cancellation.
11.2 Goodwill refunds at Company's discretion.
12. CONTACT
Email: support@esalahkaar.com
WhatsApp: +91 9005006426
Company: Bindal Mega Projects Private Limited